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BlinkLoans
Loan product

Personal loan

A collateral-free personal loan for whatever life throws at you — approved in under 5 minutes with a rate that's fixed upfront and an EMI you choose.

Interest from

10.5% p.a.

Loan up to

₹25 lakh

Tenure

6–60 months

Processing fee

0.5%–2% of the loan amount

What you get

  • No collateral or guarantor required
  • Fixed interest rate, shown before you accept
  • Choose any tenure from 6 to 60 months
  • Prepay or foreclose anytime, online

Who can apply

  • Indian citizen aged 21–60
  • Monthly income of ₹15,000 or more
  • Valid PAN and Aadhaar for e-KYC
  • An active bank account for IMPS disbursal
Travel & holidaysMedical emergenciesHome renovationDebt consolidation
Plan your EMI

See what it costs each month.

Adjust the amount, tenure and rate to preview your EMI before you apply.

₹5,00,000
36 months
12.0% p.a.

Your monthly EMI

₹16,607 /month

Principal
₹5,00,000
Total interest
₹97,858
Total payable
₹5,97,858
Get this loan in a blink

Ready? Don't blink — apply.

Your pre-approved offer is waiting. Checking it takes 2 minutes and won't affect your credit score.

Soft credit check · No impact on your score

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