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BlinkLoans
Loan product

Home loan

Our lowest rates, for the biggest decision. Buy, build or transfer your existing home loan and watch your EMI drop — with digital paperwork end to end.

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Lowest rates

8.4% p.a.

Starting rate, up to ₹5 crore

TenureUp to 30 years
Best forBuying or transferring

Interest from

8.4% p.a.

Loan up to

₹5 crore

Tenure

Up to 30 years

Processing fee

Up to 0.5% of the loan amount

What you get

  • Rates from 8.4% p.a., among the lowest in India
  • Tenure up to 30 years for a lighter EMI
  • Balance transfer with top-up available
  • Doorstep document pickup where needed

Who can apply

  • Indian resident aged 23–65 at loan maturity
  • Stable income for the last 2+ years
  • Property documents for the home being financed
  • Valid PAN and Aadhaar for e-KYC
Buying a homeConstructionBalance transferTop-up loan
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Plan your EMI

See what it costs each month.

Adjust the amount, tenure and rate to preview your EMI before you apply.

₹5,00,000
36 months
12.0% p.a.

Your monthly EMI

₹16,607 /month

Principal
₹5,00,000
Total interest
₹97,858
Total payable
₹5,97,858
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Soft credit check · No impact on your score

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